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I joined The Spire Team at AmeriFirst in the summer of 2016 after a 15 year career in Community Relations for our local professional sports teams, and truly appreciate the amount of support this team and company provide. Life presented a new opportunity for me to work with some life-long friends and I appreciate the strong sense of teamwork, integrity and professionalism at AFI. I look forward to helping people with one of the biggest financial decisions of their lives.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Doug was great to work with throughout our home buying process. He went out of his way to meet us for coffee right off the bat and was available for any questions or concerns we had throughout the next month or so. There was never a day nor time that Doug wasn't willing to ... READ MORE Michael Liss Consultant
Doug and his team made it easy and as painless as possible. They kept me on track and helped me every step of the way. A+ Amanda Ahrens Dental hygienist
Doug and his team were excellent to work with, very responsive and helpful throughout our entire purchasing process Curtis
Doug was great!!! Such a wonderful person to work with while purchasing my first home. He was very patient with my billions of questions and kind throughout the entire process. I can’t say enough good things about how smooth and stress free he made the complicated process of buying a home. Brenna Hepburn
I went into the process a little worried and unsure. Doug made me feel comfortable and informed and always gave ne the right information when I needed it. He helped to prepare me and was always there to answer questions. I am so lucky to have had Doug as my lender for the purchase of ... READ MORE Jody Weisenhorn Jody Weisenhorn Recruiter
My wife and I recently purchased a house and Doug was an immense help in securing our loan. He and his team were extremely professional, courteous and prompt. Doug has an immense knowledge of the process and is readily available to explain any questions or concerns that arise during ... READ MORE Andrew Loczko Report Accountant
Because of an opportunity with my job, our family has decided to relocate to Denver. Moving across the country can be very intimidating but a friend of mine who knew Doug recommended that I get in touch with him about my mortgage. Doug understood the stress of moving and made sure ... READ MORE Chris Schilling
As a first time home buyer you hear many stories of how stressful buying your first home can be. For me, it couldn't have been more easy going. Doug and his team at AmeriFirst were by my side during the entire process. Doug was very thorough in explaining mortgage loan options ... READ MORE Kristen Scates Systems Engineer
I can't even begin to explain how great Doug was. I had a particularly tricky situation, and Doug and his team went above and beyond to get my loan approved. Every time I had a question, or concern, he reassured me. It was so comforting to be informed every step of the way. Day or ... READ MORE Marissa Duren
Doug and his team are top notch and I would refer them to my family or friends without reservation. Our situation was a little complicated and could have easily fallen apart at multiple stages. Thanks to Doug and his team’s confidence and competence, we were able to prevail! ... READ MORE Colleen Maldonado Wealth Manager
I could not be more pleased with the service and professionalism that we received from Doug. Doug goes above and beyond for his clients. I would recommend Doug to anyone. David LaFore President
Doug was receptive and responsive to calls and texts. Was transparent about numbers so there weren’t surprises. Have us a thoughtful gift on our closing day. Anonymous
It was such a pleasure working with Doug and his phenomenal team! For my first home buying experience, it went better than I could have hoped with this crazy market. I was truly impressed. Doug was always very prompt to answer all of my questions and continues to do so even to this ... READ MORE Shelby Sprauer Sales Associate
Doug and his staff made my refinance very easy, everything was done in a timely fashion and they delivered exactly what was outlined and promised. I would highly recommend anyone to use Doug and Amerifirst. Metise Moore Business Development Manager
Doug was an incredible lender to work with when buying my first home! He was responsive and very detail-oriented, but beyond all of that, he was personable and truly cared about me getting into my first home as quickly as possible. I highly recommend working with him! Zoe Adelman
I cannot express how much we appreciate Doug's help, service, and expertise during our mortgage and house-buying process. For those who want a quick review: Doug is an amazing loan officer, and I would recommend him to anyone, without hesitation. To start with the basics, Doug ... READ MORE Alex Wamboldt
Doug has been a very good friend of mine for many years and I was very much looking forward to working with him. He did not disappoint and I couldn't have been more impressed with his knowledge of any questions or issues I had as a first time home buyer. He was always very prompt ... READ MORE J.J. Raterink Regional Client Manager
Doug was incredible during the home buying process. He was able to clearly communicate a variety of options and make great recommendations. I really appreciated how upfront and forthcoming he was with the whole process. I really felt like he went above and beyond by driving all over ... READ MORE Shea Phelan Shea Phelan CEO
Doug was a fantastic loan officer to work with. He didn't just do the basics - getting back to us on time with any questions we had, confirming having received our documents, guiding us through the process and explaining all the fine points we needed help with. He was also ... READ MORE Zohar Gilboa
I have know Doug for many years. He has always been a role model whether working with children or adults. He has been a positive influence for myself and my children. He is compassionate, fair and professional. I have been fortunate to have several real estate transactions during my ... READ MORE Tim Beckett Business Owner
Doug was absolutely fantastic helping me with my refinance. He was thorough and attentive which is very much appreciated by me. Doug is honest, kind, and professional which seems rare today. I would absolutely recommend him to all my friends and family. Amanda Caldwell Director of Oporations
Working with Doug was great. He made the mortgage process easy. Justin
Doug made the re-finance very easy. He presented the options in details and talked me through any questions I had. Most importantly, for me, he was super responsive. Any time I couldn't reach him and had to leave a message or text him, he got back to me quickly. Doug is easy to ... READ MORE Phil Knight
Doug was awesome from the very first step. Very honest and direct about what works and what won't. Very thorough on gathering your information to make sure that the mortgage is affordable for you. Doug was VERY good about either answering the phone, or getting back via phone or ... READ MORE Erika Favor
Doug was wonderful to work with. He was very personable and professional. Would definitely recommend others to Doug. David Koelpin
Doug was very responsive in the million questions I had. He made sure that I was comfortable with the home buying experience. Brian V Jacildo Owner
Doug did a great job for us from the first moment to the last. He was a pleasure to work with and we'll definitely use him again. Kurt Colburn Lawyer
Doug was great to work with from start to finish. He was thorough and detail oriented and made what was an overwhelming situation seem easy. He was kind and helpful throughout the purchase of our dream home. We will definitely use him if we ever have another need for financing. Paulette Joswick Former Director of Health and Wellness
Doug is great to work with! Allen H RE Investor

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